FIVELEX advises intermediaries that provide payment services and electronic payment institutions on financial innovation and fintech processes, as well as the new intermediaries introduced by the PSD2 directive, i.e. “third party providers”, in the start-up phase.

FIVELEX also advises banks in the process of ongoing adaptation to innovation in the payment services sector.

In addition, FIVELEX advises its clients on all matters of corporate and commercial law.

Corporate M&A >

The services provided by FIVELEX in this area include:

• gap and impact analysis with regard to the applicable sector legislation;
• advice throughout the process of authorisation to provide services and on designing the corporate structure of intermediaries;
• advice on M&A and reorganisation transactions, including those with a cross-border component;
• preparation, revision and updating of internal procedures;
• advice on the provision of services on a cross-border basis;
• preparation, revision and updating of the contractual and transparency documentation relating to the offering of services;
• advice in inspection and sanction proceedings conducted by the supervisory authority.