The professionals at FIVELEX have decades of experience in advising credit market participants such as Italian and international banks and financial intermediaries governed by Title V of the Consolidated Law on Banking.

FIVELEX offers highly specialised advice with a concrete, innovative approach to all its clients’ problems, made possible by the extensive knowledge and broad experience of the relevant regulations and their application possessed by its professionals.

In addition, several professionals at FIVELEX have experience serving on the corporate bodies of listed and non-listed banks and can thus offer direct knowledge of the internal functioning of banks and intermediaries.

FIVELEX offers a full range of services in this area, from preparation and implementation of new projects to ordinary business by intermediaries and corporate finance, M&A and restructuring transactions.

FIVELEX also advises its clients on innovation processes relating to the application of modern communications technologies in client relationships and on the use of fintech technologies.

In addition, FIVELEX advises its clients on all matters of corporate and commercial law.

Corporate M&A >

FIVELEX’s services include:

• advice on authorization procedures, authorization extensions and acquisition of significant participations;
• advice on M&A and reorganisation transactions, including cross-border transactions;
• counsel relating to company and corporate governance issues;
• advice on cross-border operations, including support for the establishment of branches and operation under the freedom to provide services;
• support for legal and control functions in performing their respective duties;
• advice on managing client complaints, including in preparation for possible litigation;
• advice on drafting remuneration and incentive policies;
• support in preparing procedures and policies, reviewing their compliance and conducting gap analysis on the impacts of new legislation;
• advice on the launch of new services and products and on financial innovation processes;
• advice on relinquishment of authorisation and liquidations;
• advice on relations with outsourcers and related contracts, including with respect to associated obligations towards supervisory authorities;
• support in relations with supervisory authorities, including in the context of inspection procedures and related interactions with the authorities, as well as participation in consultations on future legislation;
• advice in sanction proceedings.

In contract law, FIVELEX also provides advice regarding:

• contracts governing the provision of services to clients;
• transparency documentation;
• distribution agreements;
• outsourcing agreements;
• agency agreements.